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Using a debit card saves you from carrying cash or writing checks. |
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Using a debit card means you no longer have to stock up on travelers cheques or cash when you travel. |
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The debit card is a quick, "pay now" product; the amount of your purchase is directly deducted from your bank account. Make sure you have the money available to cover the full transaction amount at the time of sale. |
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As with credit cards, you may dispute unauthorized charges or other mistakes within the time period set by the bank which issues your card. You should contact the card issuer if a problem cannot be resolved with the merchant. |