What you should know about debit cards

Using a debit card saves you from carrying cash or writing checks.
Using a debit card means you no longer have to stock up on travelers cheques or cash when you travel.
The debit card is a quick, "pay now" product; the amount of your purchase is directly deducted from your bank account.  Make sure you have the money available to cover the full transaction amount at the time of sale.
As with credit cards, you may dispute unauthorized charges or other mistakes within the time period set by the bank which issues your card.  You should contact the card issuer if a problem cannot be resolved with the merchant.
 
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