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Managing Debt
What are your debt load and net worth?  How do you determine your assets and liabilities?  What are the strategies in borrowing?  Is bankruptcy the only way to get out of debt?

Take a quick look into all the things that make up your indebtedness and ways to minimize it.
Debt load
Debt load is a term that is used to describe a consumer's amount of debt.  It is often used to understand if you are carry a "safe" amount of credit.  What's yours?
What are you worth?
In determining your total assets, you'll want to determine the appropriate market value, not the purchase value you bought the item at.  What's your worth?
Borrowing
Wherever you borrow, be sure to get a signed contract, and read the fine print,including the terms and the finance charge calculations.
Learn more here
Bankruptcy
Bankruptcy is a legal procedure that should be used only as a last resort for solving financial problems, after you have explored other options.  Find out more.
Getting out of debt
Recognize that you don't have to continue to add to your debt load with additional purchases.  Start today.
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