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Look Out!
Telemarketing Fraud
Warning signs

High-pressure sales techniques.
Insistence on an immediate action.
Offers that sound too good to be true.
A request for your credit card number for any purpose other than to make a purchase.
An offer to get your money quickly (e.g. pay for overnight mail, send someone to your home or office to pick it up).
A statement that a product or service is free, followed by a request that you pay for something.
Claims of an investment that is 'without risk'.
Inability or refusal to provide written information or references about the company, product, service or investment.
Suggestions that you should make purchases or investment based on 'trust'.
How to avoid becoming a victim

Don't be pushed into a decision.
Request written information about organization and product or investment.  
Don't buy anything on terms that you don't fully understand.
Request the name of the government body by/with whom the firm is regulated or registered.
Investigate the company or organization.
Find out about refund, return and cancellation policies.
Don't believe testimonials you can't verify.
Don't provide any personal financial information.
If you must, hang up!
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