- If
your card is lost or stolen, report the loss immediately to your financial
institution.
- If
you suspect your card is being fraudulently used, report this immediately
to your financial institution.
- Take
your receipts. Do not leave them for others to see. Your account number
may be all someone needs to order merchandise through the mail or over the
phone at your expense.
- If
you have a PIN number, memorize it. Do not keep your PIN number with your
card. Also, do not choose a PIN number that a thief could figure out, such
as your phone number or birthday.
- Never
give your PIN number to anyone. Keep your PIN private.
- Always
know how much money you have available in your account. If your debit card
is linked to your checking or current account, do not forget to consider
money that you have set aside to cover a check that has not yet been cleared
by your bank.
- If
your debit card is linked to your checking or current account, deduct debits
and any transaction fees from the balance in your check register immediately. Keep
statements and receipts in one place in case you need them later.
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