Use this calculator to see how the amount you repay will affect the total cost of your purchase.   To estimate the total cost of a purchase fill in the amounts below and click the Calculate button.   All calculations on this page assume:   •   No grace period; •   A monthly accrual rate based on 30 days per month, 360 days per year; •   A monthly finance charge based upon the prior month's ending balance. •   Your Visa issuing financial institution will request a minimum payment amount each month.  It is important that you check your credit card statement to determine what that amount is. 1. Total purchase amount RM  2. Credit card annual percentage rate        % 3. Amount you plan to pay per month RM     Note: This interactive calculator is intended as an educational tool, not investment advice.  The information presented is not intended to advise you of strategies applicable to your specific situation, but rather to highlight issues for your consideration.  Therefore, you should always consult your financial or tax advisors. Your own goals and investment timeline will help you develop a specific investment strategy.