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| Using Your Credit and Debit Cards Wisely |
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Just as you should keep in mind all you know about healthy eating when ordering food in a restaurant, you should consider the impact a credit card can have on your financial health before deciding which one to put on your plate.
The annual percentage rate, fees and late payments all affect the overall cost of credit.
Here's a simple road map on the important things to know about credit and debit cards.
When used wisely, credit and debit cards can be great tools for your daily money management.
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Using credit and debit cards gives you a number of benefits that you don't get when paying with cash or checks.
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A smart card is a versatile payment tool that can offer great value for the cardholder. Are you ready? |
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How do you choose a credit card?
Go through this checklist before you choose a credit card.
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What is a credit report?
How will it affect your application for a credit card?
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Each card will have a different impact on your finances.
Understand how each works here.
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Get your questions on debit, credit and charge cards answered here. |
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Your credit card can be the most powerful budgeting and money management tool you own.
But it is also a responsibility.
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Confused by the financial terms used?
This section is for you. |
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| Different types of payment cards work differently. Understand how each one works before deciding which one to use. |
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| For related
links and additional reading, select your country/ market
below. |
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